As the cost of living crisis in the UK continues to worsen, many people are struggling to make ends meet. To help you navigate this difficult situation, here are some basic skills you can learn:.
Budgeting
Start by creating a budget using online budgeting tools, such as budgeting apps or spreadsheets, to identify areas where you can cut back. For those who are looking for a reliable budgeting tool, Mint is a great option. It’s free, easy to use, and can help you create a budget that works for you..
Cooking
Learn to cook simple, healthy meals using online resources, such as cooking blogs and YouTube channels, to save money on groceries and reduce your overall food expenses. If you’re looking for easy and healthy recipes to cook at home, HelloFresh is a great option. They offer meal kits with all the ingredients you need, delivered straight to your door.
Thrifting
Save money by shopping at thrift stores or second-hand shops, where you can find great deals on clothing, furniture, and other household items. One great option for thrift shopping online is ThredUP. They offer a wide selection of gently-used clothing and household items at affordable prices. Vinted is another great free platform where you can buy and sell clothes, accessories and shoes, you can pick up high quality unwanted gifts or items not returned in time, for a fraction of the retail price.
DIY Repairs
Instead of calling a professional to fix things around your home, consider learning some basic DIY skills. From fixing a leaky faucet to painting a room, there are many simple repairs and improvements you can make yourself with a little bit of know-how. Learning these skills can save you money and give you a sense of accomplishment.
Negotiation
Finally, don’t be afraid to negotiate when it comes to your bills and expenses. Whether it’s negotiating your rent, your utility bills, or your car insurance, there are often ways to save money by asking for a better deal. Learning to negotiate effectively can help you save money and build confidence in your financial skills.
By mastering these basic skills, you can take control of your finances and reduce your expenses, even in the face of the cost of living crisis. Don’t let the crisis overwhelm you, take action today and start learning these essential skills.
Additionally, if you’re interested in learning more about budgeting, check out our comprehensive guide to budgeting on our website.